House elevation is a popular choice for homeowners in high flood areas. While this is a common procedure, many people are still unfamiliar with some aspects of this highly technical process. Because of that, this article is going to answer some frequently asked questions about house elevation.
How do I know if I need to elevate my house?
Homeowners are required to elevate or meet new construction standards if the house is located in a flood zone. Additionally, if the local floodplain administrator declares the house substantially damaged, this would be a reason to lift the house. Because there is no legal obligation to elevate your home if it was not declared substantially damaged, it’s up to the homeowner to decide if they want to lift or not.
Will house elevation damage the interior of my home?
Most of the time, furniture remains in place, pictures stay on the walls, and kitchenware remains in cupboards. All of these items will remain unharmed during house elevation. Additionally, sheet rock will remain intact and the windows will not break. Because the house is raised so gradually, there’s only a small chance of interior damage. However, if your home is on a slab and it is raised from the side, this could damage the walls.
Does house lifting save money on flood insurance?
If your house is brought up to at least the Advisory Base Flood Elevation for your home, you should be given a decrease in flood insurance rates. However, keep in mind that most experts recommend raising your home an addition 1′-2′ above ABFE. With the National Flood Insurance Program stating that floods are the number one disaster in the United States, with over $3 billion in insurance claims each year, it’s important to make sure your rates are as low as possible.
How does the house lifting process begin?
After a homeowner decides they want to go through with home elevation, the next step is to consult with professional house raising companies in order to create plans for the elevation. It’s important to work with a qualified company to ensure the permit process is done correctly. This is not a job you want to entrust to just anyone.
Will the floors in the house be level when the elevation is complete?
Not only will floors remain level, but many homeowners discover their floors are actually flatter than they were before the elevation. Any floors that were beginning to settle will be completely level and firm after the elevation process is complete. During the process, any necessary foundation repair or wood beam repair will be done. This will allow for a more solid foundation, ensuring the floors will have a strong base to sit on for many years to come.
Elevating your home can be a great option if you live in a high flood area or even if you want to raise your home to add more space. Regardless of the reason, it’s important to trust a professional house raising company to get the job done right.